PayAsYouGo Car Finance

  • From £15.00 per week
  • No Deposits Required
  • 96% Finance Acceptance Rate
We consider people with
  • VA's
  • Defaults
  • CCJ's
  • Benefits
  • HP Arrears
  • Bankruptcies
  • Mortgage Arrears
  • Self employed
  • Agency workers
  • Rent arrears
  • HM Forces
  • No deposit
Car finance available for all credit types! slide_1_img

Car Finance FAQs

  1. Can I buy one of your cars even with a bad credit rating?
  2. How do I apply for finance?
  3. How long will it take to get a decision on my application?
  4. What will my loan replacements be?
  5. How much can I borrow?
  6. Who receives payment for the vehicle?
  7. I've been turned down else else, is it still worth applying?
  8. I'm self employed, can i get car finance?
Click to see answers bg_slide2

7 Good Reasons to 'Apply Today'

  1. Repayment terms from 1 to 5 years.
  2. Finance secured on your vehicle, not on your home
  3. Quick decisions, majority within 2 hours.
  4. Fixed rate promise so your repayments will never change.
  1. Finance available from £2000 - £100,000.
  2. Simple & Quick on-line application.
  3. You are dealing DIRECT with us, Steve James Motor Cars on a personal level, NOT a finance broker that doesn't SELL CARS!
Apply online here

PayAsYouGo Car Finance

In 95% of cases, we can get the finance you require! Perhaps you've been turned down for car finance in the past? Well, give us a try, this is what we do, and from what previous customers have told us, we do it well!

Click for more info
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Car Finance Calculator

Please select from the dropdowns and drag the sliders

1. Finance Term (Months)
2. Credit Rating
3. Price of the Vechicle
£
4. Deposit/Part Exchange
£
Amount you wish to borrow
First Payment
58 Monthly Payments of
Final Payment
Representative APR %
Fixed Rate of Interest %
Acceptance Fee
Option Fee
Interest + Fees
Interest + Fees + Deposit
Apply Now
Financing with us in 4 simple steps
  • 1. Apply Online Takes only 2 minutes!
  • 2. Secure Finance Best deals for you!
  • 3. Choose Car Browse current stock
  • 4. Complete Sale 95% Finance success rate
Contact Us
  • Telephone : 0151 486 2532
  • Mobile : 07786 857 980
  • Prep . Center : 0151 486 3439
  • Operations Manager : 07505 961 763
  • Fax : 0151 486 9421
  • Email : steve@stevejamesmotorcars.com
  • Address : STC House, Speke Hall Road, Speke, Liverpool, L24 9HD
  • (PLEASE, DO NOT request part exchange valuations by email, PLEASE PHONE!)