Finance FAQ

CAN I BUY ONE OF YOUR CARS EVEN WITH A BAD CREDIT RATING?
Yes, you can. We have specialist finance companies in providing car finance for people who have had previous problems obtaining credit. As long as you are not currently bankrupt, having a poor credit rating does not prevent you getting a car from us on finance. Even if you’ve been refused before, we have finance providers to suit all applicants regardless of their past credit history and situation.

HOW DO I APPLY FOR FINANCE?
Simple, either apply on-line at our website, or, if you prefer, give us a call and we’ll run through the application on the telephone with you, it will only take a couple of minutes!

HOW LONG WILL IT TAKE TO GET A DECISION ON MY APPLICATION?
We aim to process all applications, on average, in just a couple of hours. Occasionally it can take a little longer.

WHAT WILL MY LOAN REPAYMENTS BE?
That depends of course on how much you wish to borrow and what period you wish to repay it over. Our finance companies will ‘tailor’ your loan with you to ensure your repayments suit your budget. Our finance providers are responsible lenders and will not encourage people to borrow more than they can comfortably afford to repay.

HOW MUCH CAN I BORROW?
Your credit limit will be set taking into account a number of factors such as your credit history and income. We find for the majority of our customers we are able to obtain the credit limit they request.

WHO RECIEVES PAYMENT FOR THE VEHICLE?
Payment is made directly to ourselves from the finance company.

I’VE BEEN TURNED DOWN ELSEWHERE, IS IT STILL WORTH APPLYING?
Yes, every day we assist many customers who have been turned down by other finance companies.

I’M SELF EMPLOYED, CAN I GET CAR FINANCE?
Yes, you can. Just apply on-line now.

Contact Us
  • Telephone : 0151 486 2532
  • Operations Manager, Stephen Carter : 07484 064694
  • Mobile : 07786 857 980
  • Email : [email protected]
  • Address : STC House, Speke Hall Road, Speke, Liverpool, L24 9HD
  • (PLEASE, DO NOT request part exchange valuations by email, PLEASE PHONE!)
If you purchase a vehicle off us that is funded through a third party finance broker you have found yourself, our sale price will be subject to an additional £180 administration fee.